Annual Winter Sports Travel Insurance Quote

Annual Travel Insurance with Wintersports 

With our Annual Multi-Trip Policy, the trip lasts 31 days and offers unlimited Skiing and Snowboarding. You can ski or snowboard as many days as you like throughout the year.  

Please use the calculator above (these policies will also cover your travel and holidays in the summer and the rest of the year).

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Top 10 Facts about Annual Insurance with Winter Sports

How does the insurer know how many days of Winter Sports I have done in a year or the duration of my trips on an Annual Multi-Trip Policy with Winter Sports?

1. When you come to make a claim irrespective of the type of claim, they will ask for proof of travel, your departure and return tickets so if this exceeds the trip duration limit on your Policy, your claim will not be honored.

2. Trips are 31 days in duration with unlimited days of Winter Sports with our JS Policy. ​

If I have a regular Annual Multi-Trip Policy, can I upgrade to include Winter Sports?

• Yes, you can at any time within the duration of the Annual Multi-Trip Policy you have. Please Note: The upgrade cost will be what the Policy would have cost for a year with Winrter Sports irrespective of when you upgrade. 

• In other words, if the Policy you have was 45 pounds and it is 10 pounds extra to include winter sports, and the original policy was taken out on the 1st of January and you upgraded on the 1st of March the cost is still an extra 10 pounds and the Policy still expires. The upgrade costs are not proportionate to the time left on the Policy. 

• Yes, you can upgrade your annual multi-trip policy to include winter sports at any time during its duration, but the upgrade cost remains the same regardless of when you upgrade.

• You can claim multiple times throughout the year for different trips.

• If your bags were stolen on a summer holiday and you broke your leg skiing at Christmas, you would be allowed to make two claims.

If it is a Family or Couple policy are the benefits per person or for the whole group?

The cover is per person so Cancellation say of 3k is for each adult and child on a family Policy or Medical cover to 5m each on a Couple policy 

If I want to go off-piste without a guide or go on the Ski Terrain Park and it is not included in my Policy am I able to still get covered?

Yes, we can provide travel insurance for the day(s) that you are doing this, you will need to contact us on 0800 043 0020 or email support@jsinsurance.co.uk.

It does not have to be for the whole duration of the trip but can be just for the days you will be doing these activities.  You can also get an Annual Policy with Ski Terrain Park included and also with Off Piste without a Guide included.  

Will JS Travel Insurance automatically be renewed?

No, we will contact you within 31 days of the expiry of your Policy to see if you want to renew and present you with different cover options for you to decide to renew or not.

If the cost of my trip is more than the Cancellation covered under this Annual Policy can I top it up?

Yes, we can provide top-up cancellation cover up to 50,000 per person per trip. This will involve an extra premium being paid and a separate policy. Please contact us for more information. 

If the value of my ski equipment exceeds the coverage amount, what steps can I take to ensure it is fully insured?

We cover ski and snowboard equipment with a 750 pounds (Single  Article Limit), Pairs or Sets should be sufficient (up to 1500 pounds in total).

 However, if it is worth more check your Home Contents Insurance as it may have "all risks covered". 

Are pre-existing medical conditions included in the coverage of this policy?

We have accepted medical conditions, if your condition is not on the list we can source insurance for you with it included. You can find these on pages 8 to 9 in the policy wording.

We work with Good to Go and Just Travel Insurance, you can get winter sports cover here. Make you declare your conditions before you take out the policy. 

Also within the duration of the Policy, you must notify us if you develop a medical condition so that it can be declared for your next trip and your Annual travel insurance Policy stays valid. 

Does it work out cheaper to get an Annual Policy rather than single-trip summer and winter sports policies?

Yes, almost always, if you are taking both summer and winter holidays throughout the year. It's also easier just to purchase once a year and renew once a year. 

If you end up just taking one trip then you can apply for a refund pro rata on whatever is left on your Annual Policy. it is up to the brokers to decide whether they will refund but they usually do.

We also cover standard off-piste skiing or Snowboarding (with a Guide) within the Ski Resort Boundaries. 

We can also cover if you are going Off Piste without a Guide.

Skiing / Snowboarding Off Piste (without a Guide): if you are off-piste within the ski area boundaries of a recognized Ski Resort that is patrolled, then it is not a requirement to be accompanied by a guide or instructor) and in areas that Local Resort Management considers safe.

Please click here to get cover.

Winter Sports Safety Tips

Skiing or Snowboarding can be a lot of fun. Follow these safety tips to ensure your Winter Sports holiday goes smoothly:

Dress in Warm Clothing. It would be best to wear several layers, which will trap the heat and make it easy to keep your body heat at a constant temperature by adding or removing layers of clothing.

It's also essential to invest in some thermal wear and a good pair of gloves to help keep you warm, but be sure to opt for artificial fibres which will not soak up moisture and sap your body heat. 

Protect your Eyes. It is essential to wear sunglasses as the snow reflects the sunshine and can be very strong on your eyes.

Also, buying goggles is a good idea, especially at high altitudes.

Know your Limits. You should always know what you can and can't do on the slopes.

Important Information

To ensure your Travel Insurance remains valid, you must ensure that you are adequately supervised and that appropriate safety equipment (such as protective headwear etc.) is worn.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.